Chime 2025 Pricing, Features, Reviews & Alternatives

Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family. Key features of Chime include two-factor authentication, banking security, bank account balance notifications, mobile check deposit, and fingerprint authentication. Users can block debit card transactions for lost cards using one-touch transaction blocking and international transactions shut off. Individuals can deposit checks from anywhere using the mobile app by quickly taking a picture of the check. The application enables users to locate an in-network ATM to make withdrawals from Chime debit card free of charge. Chime allows teams to transfer money between savings and spending accounts by connecting them with external credit cards, bank account, and investment accounts. The platform also facilitates integration with various mobile payment apps, including Google Pay, Apple Pay, and Samsung Pay.